I am happily married, with two adult sons who are also married. I work for a small risk-management company. My wife and I are very active home-exchange participants, allowing us to get to know interesting travelers and overseas locations. I study German as a hobby, and meet weekly with two native German speakers via video chat for language practice. I ride bicycle extensively when the weather permits, and enjoy mountain hiking. I read extensively: novels and nonfiction books on history, psychology, religion and social issues. I occasionally teach business courses at a local college.